Got Questions?

Here are the answers to the stuff we get asked all the time. If your query isn't covered below, just give us a shout.

How do you guys actually make money?

To be honest we earn a small commission if you click through and sign up for some of the products on our site. However, it doesn't cost you a single penny extra. We never let payouts dictate our rankings. If a credit card is genuinely rubbish, we'll tell you to avoid it.

Will switching bank accounts ruin my credit score?

No. Using the Current Account Switch Service (CASS) is a soft search at most and does not hurt your credit score. The switch itself is designed to be seamless and usually completes within 7 working days without any hard credit checks from the new bank for the switch process alone.

Are my savings completely safe if a bank goes bust?

Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £85,000 per person, per authorised institution. Always check the bank is FSCS-protected and consider spreading larger balances across different banking groups.

How often do you update the rates and deals?

We monitor the market daily. Rate changes, new switching bonuses and product withdrawals are reflected as quickly as possible. Always double-check the provider’s own site before applying because terms can change without notice.

Whats the best credit card to get right now?

There isn’t a single “best” card — it depends on your goals. Looking for cashback on everyday spend? A high-rate unlimited cashback card. Clearing debt? A 0% balance transfer. Building credit? A starter card with clear reporting. Check our latest comparison tables for current top picks.